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The Impact of 401(k) Plan Automatic Enrollment on Future Retirement Accumulations: A Simulation Study Based on Plan Design Modifications of Large Plan Sponsors (PDF)
Employee Benefit Research Institute [EBRI] 
Mar. 19, 2010
24 pages. Excerpt: This EBRI study analyzes plan-specific data of 1,000 large defined contribution plans for salaried employees from Benefit SpecSelect (Hewitt Associates LLC) in 2005 and 2009 to compare a subsample of plan sponsors that did not have auto-enrollment in 2005 but that had adopted it in 2009. Actual plan information on both actual auto-enrollment and actual match rate information were coded both before and after adoption of auto-enrollment from 225 large 401(k) plan sponsors and found that the average change was positive under auto-enrollment[.]
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