"The Rule 'bans' conflicts-of-interest -- advisers can no longer direct plan participants to investments in which the adviser has a pecuniary interest ... Well, upon reading the fine print, it doesn't really ban conflicts-of-interest, but it does discourage them. The DOL will continue to offer an exemption on prohibited transactions by advisers if those advisers employ a fee-level arrangement and use a computer model ? i.e., one regularly audited to insure it contains no bias ? to proffer advice."  MORE >>