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Read This If Considering Moving to a Prototype Plan
Warner Norcross & Judd LLP Link to more items from this source
[Opinion]
Aug. 13, 2010
Excerpt: When prototype plans are used with proper legal oversight, they may be adequate for simple plans. But, often they are unable to accommodate more complex plans because legal limits apply to the changes that can be made to them. These documents also present increased compliance risks that don't arise with documents drafted by a plan's attorney, such as volume submitter or individually-designed retirement plans.

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