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Borrowing from Yourself: The Determinants of 401(k) Loan Patterns (PDF)
University of Michigan Retirement Research Center [MRRC] 
Oct. 5, 2010 33 pages. Excerpt: We model factors that rationally would induce people to borrow from their pension plans, and we explain why people do not often use 401(k) loans to replace their more expensive credit card debt. [Working paper no. 2010-221] MORE >> |
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