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Changes to Grandfathered Plan Rules
Ford & Harrison LLP
[Guidance Overview] Nov. 17, 2010
Excerpt: Employers with fully insured plans who avoided making certain insurance policy changes (other than the 6 prohibited changes for grandfathered plans) that would reduce cost but result in a new policy being issued, may want to revisit those decisions in light of this amendment. Unfortunately, this amendment may have come too late, as a practical matter, for calendar year plans to make any changes for the 2011 plan year.
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