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Texas Insurance Commissioner Forbids Insurers' Provisions that Allowed Them to Interpret Policies
The Dallas Morning News 
Dec. 7, 2010
Excerpt: Health, life and disability insurers will no longer have blanket authority to decide what their policies do and don't cover in Texas, under rules approved Monday .... The decision ... ends long-standing provisions in most health and disability plans ? called discretionary clauses ? that give insurers the right to interpret their policies and decide what benefits must be paid.
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