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Senior Specialist 401k Recordkeeping T Bank N.A.
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Greenline Wealth Management
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Pollard & Associates
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Defined Contribution Account Manager Nova 401(k) Associates
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Fringe Benefit Group
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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Retirement Solutions Specialists
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Retirement Planners and Administrators (RPA)
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New York City District Council of Carpenters Benefit Funds
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Great Lakes Pension Associates, Inc.
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Retirement Income Adequacy with Immediate and Longevity Annuities (PDF)
Employee Benefit Research Institute [EBRI] 
May 18, 2011
This report analyzes how differently immediate and longevity annuities can affect probable income adequacy in retirement by taking into account long-term health care expenditures. Specifically, it attempts to find the optimal level of annuitization and asset allocation that would provide a desired level of confidence that individuals will have sufficient retirement income, based on the three different types of risk: investment income, longevity, and long-term care.
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