"Given the embattled state of many pension plans, workers and retirees relying on these plans for steady income may need to do some detective work.... [In order to] gain a basic understanding of the plan's financial health, review benefit statements for accuracy and stay abreast of developments in your employer's industry. Those steps can at least give you advance warning that an income stream is running dry. Here's a look at the twists and turns that may affect your benefits, along with tips for pension sleuthing."  MORE >>