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How Is Economic Hardship Avoided by Those Retiring before the Social Security Entitlement Age?
National Bureau of Economic Research [NBER] Link to more items from this source
May 7, 2012

"[Four] out of five people who have zero earnings at pre-entitlement ages are able to find a way to lift their incomes over the poverty line. For men, pension and annuity income is important while for women, spousal income helps most to get them over the line. Reaching the early retirement entitlement age at 62 also has a significant impact on poverty avoidance."

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