"A Los Angeles Democrat is pushing legislation that would make self-insured health plans much riskier and expensive for small business, likely resulting in more Californians without employer-sponsored health benefits... Senate Bill 1431 sets unreasonable prohibitions on 'stop loss' insurance.... Although other states have established minimum attachment points, the bill's author has settled on an attachment point that is four times higher than the highest level anywhere in the nation($95,000). By pushing the dollar amount so high, California would effectively be taking self-insurance off the table as an option for small businesses."  MORE >>