Defined Contribution Account Manager Nova 401(k) Associates
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Pollard & Associates
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Greenline Wealth Management
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Fringe Benefit Group
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New York City District Council of Carpenters Benefit Funds
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July Business Services
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Retirement Solutions Specialists
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July Business Services
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TPA Retirement Plan Consultant EPIC RPS (TPA/DPS)
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Great Lakes Pension Associates, Inc.
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Retirement Planners and Administrators (RPA)
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Senior Specialist 401k Recordkeeping T Bank N.A.
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Regional Sales Director (West) July Business Services
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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Volatility of DC Plans Leads to Measurable Delay in Retiring
Social Science Research Network June 12, 2012
"[A] federal retirement system shift to defined contribution (DC) pensions quasi-randomly exposes retirement income to the financial markets. The amount of additional exposure is increasing with income and amounts to an estimated 20% of retirement income for the highest income quartile. During the financial crisis, this exposure translates to an additional 3 percent loss in retirement income. [This study finds that] retirement age federal employees reduce their annual retirement rate from 20 to 15 percent in the year of the crisis.... [A] high income employee with a pure DC retirement plan will respond to the crisis by delaying retirement more than a year longer than a comparable non-DC employee."
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