"It takes equal amounts of faith, however, to choose not to play the market and live your financial life off the grid. 1. Determine whether you're an optimist or a pessimist -- and whether it is important for you to be consistent....2. Come to terms with thinking you can know the year of your death. ...3. Ask yourself if you define spiritual attainment as being able to put your savings in the hands of forces beyond your control and forgetting about it for 20 years?...4. Decide whether trusting financial advice is the same as having faith in the world....5. Make a decision about how you want to live your life."  MORE >>