"The former General Motors white-collar employees have been given a choice between a lump sum payout of their retirement account or a guaranteed monthly annuity check for the rest of their lives. According to recent published accounts, there is much agonizing over which lever to pull. Anxiety caused by analysis-paralysis is being replayed across all of big-company America as the baby boomer bubble moves into retirement. Corporations see this as a way to rid themselves of the loose cannons on their decks -- their underfunded pension plans."  MORE >>