"A proposal to raise specific attachment points in a stop-loss model act to a level that proponents of self-funding say would restrict smaller firms' ability to self-insure health benefits was delayed after an Aug. 11 debate hosted by the National Association of Insurance Commissioner's ERISA working group. The working group cited the need to study the proposal further. The Self-Insurance Institute of America believes the proposal -- which would triple specific stop-loss attachment points from $20,000 to $60,000 -- is designed to discourage self-funding, and create an environment that will funnel more workers working for small employers into the insurance exchanges created under the health reform law."  MORE >>