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[Opinion]

4 pages. "The American Benefits Council supports regulatory clarification that [disability] insurance can be provided under a [retirement] plan without adverse tax consequences.... On the other hand, what individuals do not need, is credit insurance against disability and death on 401(k) loans. [The Council is] very supportive of broad disability insurance offered through the workplace but question the value of credit insurance on 401(k) plans loans relative to the cost."
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