"Based on initial findings, the Rate Review Program and the 80/20 rule are helping to slow premium growth and have resulted in real savings to consumers across the country. To date, Americans have saved an estimated $1 billion on their health insurance premiums thanks to rate review. State-based Rate Review Programs were created or strengthened by the health care law. Additionally, 13 million Americans have benefitted from $1.1 billion in rebates made possible by the 80/20 rule. By holding insurance companies accountable, rate review and the Affordable Care Act's Medical Loss Ratio policy (or 80/20 rule) have yielded an estimated $2.1 billion in savings to consumers in one year."

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