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Large Employers Shifting Health Coverage to Defined Contribution Model
National Center for Policy Analysis [NCPA] 
Sept. 28, 2012
"Sears Holdings Corp. and Darden Restaurants Inc. are planning a radical change in the way they provide health benefits to their workers, giving employees a fixed sum of money and allowing them to choose their medical coverage and insurer from an online marketplace ... The approach will be closely watched by firms around the United States. If it eventually takes hold widely, it might parallel the transition from company-provided pensions to 401(k) retirement savings plans controlled by workers and funded partly by employer contributions[.]"
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