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Actuarial Value, EHBs Will Shape Insurance Products, But Health Plans May See Some Design Flexibility
AISHealth 
Oct. 4, 2012
"[W]ith guaranteed issue coverage, no pre-existing condition exclusions and no ability to use health status to set rates, benefit design will be one of the few tools left for insurers to differentiate their products. However, it's unclear how much flexibility carriers will have within state insurance exchanges."
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