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Compensation Strategies Group, Ltd.
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Defined Benefit Specialist II or III Nova 401(k) Associates
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Some Vendors are Scared to Let Participants Decide 403(b) Investments for Themselves
SaveMy403b 
[Opinion] Oct. 9, 2012
"Many states do not have fiduciary requirements for 403(b) plans and for valid reasons. These plans operate differently from 401(k) plans in that school districts are frequently less involved than private employers are in their 401(k) plans. These public schools do not have human resource departments and school districts typically do not have the resources to encourage savings and educate workers in the same way as the private sector. As a result, schools benefit from the advisors who meet with workers, educate them about their retirement plans and encourage them to save."
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