"There are two ways you can get around the new $2,500 cap. If you hold two or more jobs (with unrelated employers), you can elect up to $2,500 under each employer's FSA plan. The other way is if you're married and you both work for employers that provide FSAs. Each of two spouses can elect up to $2,500, for a total $5,000 -- even if they work for the same employer.... Last summer the Treasury Department asked for comments on fixes to -- or outright elimination of -- the use-it-or-lose-it rule in light of the new $2,500 cap.... Unfortunately, there's been no word from Treasury in time for the current open enrollment period."