"Joseph Berardo, Jr., chief executive officer and president of MagnaCare ... says employers can expect the following: In its current form we should expect the number of uninsured to increase based on the lack of affordable products and the disincentives for small employers (under 30 employees) to continue to provide coverage.... The new health care paradigm revolves around provider accountability whereby groups of doctors, hospitals, and other health care providers collaborate to provide the full range of medical care for patients. This creates an environment in which the employer, not the insurance company, has the opportunity for direct contracting."  MORE >>