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All or Nothing? An Expanded Perspective on Retirement Readiness (PDF)
Employee Benefit Research Institute [EBRI] 
Nov. 29, 2012
"Approximately 44 percent of the Baby Boomer and Gen-Xer households are simulated to be at-risk of running short of money in retirement assuming they retire at age 65 and retain any net housing equity in retirement until other financial resources are depleted.... Nearly one-half (49.1 percent) of Gen Xers have at least 20 percent more than is simulated to be needed; approximately one-third (31.4 percent) have between 80-120 percent of the financial resources necessary to cover the retirement expenses and uninsured health care costs; and about 1 in 5 (19.4 percent) are projected to have less than 80 percent of what is needed."
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