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Internal Channel Sales Team Lead July Business Services
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Regional Sales Director-Mid Atlantic July Business Services
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Nova 401(k) Associates
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Relationship Manager – Defined Contributions Daybright Financial
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Stones River Consulting
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The Pension Source
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Independent Retirement
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Daybright Financial
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Independent Retirement
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Compass
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Automotive Industries Trust Funds
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Experienced Employee Benefits Attorney Shipman & Goodwin LLP
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Daybright Financial
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What Makes Annuitization More Appealing?
National Bureau of Economic Research [NBER] 
Dec. 4, 2012
"A majority of respondents prefer to receive an extra 'bonus' payment during one month of the year that is funded by slightly lower payments in the remaining months. Concerns about later-life income, spending flexibility, and counterparty risk are the most important self-reported motives that influence the annuitization decision, whereas the desire to leave a bequest has little influence on this decision."
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