"[R]esearch has documented how U.S. employees have generally emerged from the Great Recession with improvements in their day-to-day money management but with a continuing shortfall in their retirement readiness. However, the Great Recession has not left all age groups in the same place.... Those under 30 ... are doing a relatively good job managing their current cash flow but need a longer term perspective that makes planning for retirement more of a top priority. [The 30 to 44] year olds ... earn more income ... but have been hit particularly hard by the Great Recession and are now struggling to balance saving for retirement with the immediate needs of raising a family and paying a mortgage."

MORE >>