"While the regulations do allow participants to defer beginning RMDs past age 70-1/2 for qualified plan participants, the plan sponsor has the option of choosing whether to allow such deferral.... The option to defer taking your RMDs past age 70-1/2 until retirement does not apply to your Traditional IRAs. Therefore, if you prefer not to take RMDs until you retire, you can do so by rolling over the amount to an employer sponsored retirement plan that allows such a deferral."  MORE >>