"In the lower-than-low interest rate environment ... since the recession, most individual investors have grown accustomed to an uncomfortable trade-off -- to reap significant income from their portfolios, especially from their bond holdings, they have to take on a lot more risk. But ... some hedge funds and money managers are now advising pension funds on a strategy that they say will let those funds have their low-risk cake and snack on high returns, too. The strategy is called 'risk parity,' and ... it's not the kind of maneuver an investor can easily duplicate on his own."  MORE >>