"This [article] focuses on a DOL project to amend the 408(b)(2) regulation to possibly require that covered service providers furnish a 'guide' or similar tool, along with the disclosures.... It appears that the DOL is concerned that -- by using multiple disclosure documents or lengthy or complex documents -- service providers may have presented the disclosures in a manner that is difficult for plan sponsors to understand. While the guide would likely benefit plan sponsors, it can impose a significant burden on providers who have used multiple documents and/or lengthy documents to make their disclosures."