"The guidance clarifies a number of issues related to [these] services and discusses what types of services within these categories must be covered without cost-sharing. For example, the FAQs explain that if a plan does not offer any in-network providers of these specific services, it cannot impose cost-sharing when they are provided by an out-of-network provider. Additionally, the guidance states that plans need to provide aspirin and other over-the-counter medications without cost-sharing only if they are prescribed by a health care provider."  MORE >>