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Some Small Businesses Choose to Self-Insure
USA TODAY Link to more items from this source
Mar. 15, 2013

"As more small employers such as NorthBay avoid the [ACA's] requirements through self-coverage, small-business marketplaces intended to cover millions of Americans could break down and become unaffordable, they say. 'What you've got is basically a loophole for the small employer to get out of the ACA requirements,' says Robert Laszewski, a Virginia-based consultant and former insurance executive."

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