"[F]inance and human resources staff in the public sector have begun to analyze how to encourage greater participation in supplemental plans and to improve savings outcome ... Much of the effort centers around making defined contribution plans look more like defined benefit plans, referred to as 'DB-ization.' Under this approach, plan design takes into account the limited experience and interest many employees have in regards to their own retirement savings and incorporates several tools that can ease decision making for employees."  MORE >>