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District Court Applies Presumption against Suicide When Interpreting AD&D Policy
Womble Carlyle 
Mar. 28, 2013
"[T]he Court held that federal common law 'firmly established a negative presumption against suicide.' Under this rule, 'the presumption[] never drop[s] out of the case until the fact finder, [i.e., the Court] becomes convinced, given all the evidence, that it is more likely than not that the insured committed suicide'.... Implicit in the Court's ruling was its sense that the 'official' reports did nothing more than rule out a homicide." [Acree v. Hartford Life & Accident Ins. Co., 2013 WL 140097 (M.D. Ga. 2013)]
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