"Here are some retirement 'shocks' or surprises, and how to plan for them if you're not yet retired; or how to deal with them if you are retired. [1] Job loss/loss of benefits.... [2] Unexpected medical expenses.... [3] You end up raising your grandchildren.... [4] Your adult children come back home. Or your sister and brother-in-law move in because they lost their jobs.... [5] The market drops and so does your retirement savings."  MORE >>