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Going 'Off-Cycle' Extends Coverage, Making Some Unhappy
AISHealth
Apr. 9, 2013
"Industry watchers say extending coverage for small-group plans into 2014 by resetting the clock on a plan's cycle to an off-cycle setting in order to avoid the effects of the health reform law next year is perfectly legal and an option the market should sustain. But critics say the idea of adjusting coverage dates to later in 2013 to extend current terms and conditions to late 2014 violates the intent of the [ACA]."
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