"The claimant seeking long term disability benefits under your ERISA Plan was found to be disabled by the Social Security Administration. Does that automatically mean the claimant is entitled to disability benefits under the ERISA Plan? No, but you must explain why you are taking a position different from the Social Security Administration.... [D]isability findings by the Social Security Administration involve different evaluative criteria, and give lots of weight to a claimant's subjective complaints."  MORE >>