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'The Retirement Gamble' Gambit
Nevin Adams, Employee Benefit Research Institute [EBRI] 
[Opinion] Apr. 28, 2013
"The framing of the retirement 'gamble' was that 'it used to be much easier,' in 1972 when, the Frontline report states, '42 percent of employees had a pension'. But one point the Frontline report ignores (as do many general media reports on this topic) is that there's a huge difference between working at an employer that offers a pension plan ... and actually collecting a pension based on that employment."
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