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Exchanging Delayed Social Security Benefits for Lump Sums: Could This Incentivize Longer Work Careers? (PDF)
University of Michigan Retirement Research Center [MRRC] 
May 12, 2013 "This paper explores whether allowing people to receive a lump sum as a payment for delayed retirement rather than as an addition to their lifetime Social Security benefits might induce them to work longer.... Our base case indicates that workers given the chance to receive their delayed retirement credit as a lump sum payment would boost their average retirement age by 1-1/2 to 2 years." [Working paper no. 2012-266] MORE >> |
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