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Are Millennials Ready for Social Security Reform?
National Center for Policy Analysis [NCPA] 
May 19, 2013
"[M]illennials are getting an early start on retirement saving ... First, they have watched their baby boomer parents struggle to prepare for retirement.... Second, this age group is not relying heavily on the solvency of Social Security. In fact, less than half of those surveyed plan on relying on public programs for retirement income."
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