"DTCC believes that static annuity projections provided in quarterly benefit statements as required by the ANPRM will not only result in additional administrative burdens and costs of sponsoring a retirement plan, but will create confusion and may cause some employees to make decisions that are not in their best interest. The better approach would be to direct employees to modeling tools, such as the 'Lifetime Income Calculator' now available on the DOL's website, to enable employees to better understand how their account balances might translate into lifetime income."