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'Premium Shock' and 'Premium Joy' Under the ACA
Uwe E. Reinhardt in The New York Times 
[Opinion] June 21, 2013 "Younger and healthier members of the pool should realize that, in effect, they are buying a call option that allows them to buy coverage at a premium far below the high actuarial cost of covering them when they are sicker. The price charged the healthy for this call option is the difference between the premium they must pay and the current lower actuarial cost of covering them." MORE >> |
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