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Few Get Paid Advice, and Even Fewer Take It (PDF)
Employee Benefit Research Institute [EBRI] 
July 5, 2013
"Just 23 percent of workers (and 28 percent of retirees) report they have obtained investment advice regarding their household financial situation from a professional financial advisor who was paid through fees or commissions ... Of these workers, only a quarter (27 percent) followed all of the advice, but more disregarded some of it and followed most (41 percent) or some (27 percent) of it. Retirees were more likely to report following all of the advice (46 percent)."
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