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Managing HR Risk: Micro Versus Macro
Benefits and Compensation with John Lowell 
[Opinion] July 26, 2013
"Benefits were not always as generous as they are today. But, they creep up. In good times, they are enhanced. Look, we have a surplus this year, we can afford to enhance this benefit. Each time this is done, there is a new, albeit small, risk added to the total risk pie."
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