"[E]mployers and carriers are far more likely to believe that the incidence of long-term absences will increase. Further, more believe the duration of absences will increase as a result of increased waiting times for access to care than decrease as a result of more timely treatment of conditions. There is more uncertainty about how the ACA will impact the number of disability claims, although those who feel knowledgeable enough to predict what will happen are more likely to believe the number of claims will rise due to employees no longer fearing a loss of health care coverage from a long-term absence ... Forty-two percent believe that the ability of employees to see a physician for routine care in a timely manner will get worse, while only 21 percent believe it will improve."