"Over time, plan sponsors have mailed checks to dozens, hundreds, or even thousands of ex-employees who participated in their plans only to have the checks returned, marked 'address unknown,' or they just remained uncashed. Depending on the size of the plan and how long it has been established, these stale dated checks can represent thousands or even millions of dollars.... Plan sponsors have no option but to continue to invest time and resources trying to communicate with these individuals while, at the same time, keeping detailed records of the balance."  MORE >>