"Navigators and assisters can perform the same functions, but there are subtle differences between the two. The [ACA] authorized grant money to assist states to plan and establish their own Marketplaces. A state can use establishment grant money to plan and administer its navigator program, but navigators cannot be paid out of these grants.... [A]ssisters ... can be funded out of establishment grants. In a state-based exchange, assisters are optional but encouraged, whereas navigators are required."  MORE >>