"Sin #4: Qualified Domestic Relations Orders (QDROs) ... A typical example is that a QDRO to the plan simply provides an asset split percentage to an alternative payee. However, upon implementation, not all plan assets were taken into account, and one or more provider contracts with respect to that participant were missed. The inadequate QDRO procedures results in a plan violation, but more importantly, it's a violation of a court order, and is patently unfair to the alternate payee."  MORE >>