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Retirement Plan Administration Consultant Blue Ridge Associates
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Managing Director - Operations, Benefits Daybright Financial
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Anchor 3(16) Fiduciary Solutions
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Calculating the 'Replacement Rate' Needed During Retirement
Michelle Singletary in The Washington Post; subscription may be required 
Jan. 2, 2014
"Some people may find that their actual replacement rate is under 54 percent ... [C]onsumption tends to decline as they settle into retirement. Many expenses also go away, such as Medicare and Social Security taxes.... [H]ow much you need is contingent on many factors."
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