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1/2/2014: Calculating the 'Replacement Rate' Needed During Retirement (Michelle Singletary in The Washington Post; subscription may be required)
"Some people may find that their actual replacement rate is under 54 percent ... [C]onsumption tends to decline as they settle into retirement. Many expenses also go away, such as Medicare and Social Security taxes.... [H]ow much you need is contingent on many factors."
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