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New Guidance Permits HRAs to Offer Dental and Vision Coverage as Excepted Benefits; New Wraparound Excepted Benefit Option Announced
Wolters Kluwer Law & Business / ftwilliam.com Link to more items from this source
[Guidance Overview]
Jan. 6, 2014
"Plans that offer only excepted benefits are not subject to most health care reform rules (including the prohibition on annual limits, prohibition on waiting periods over 90 days, minimum cost-sharing requirements, the requirement to distribute an SBC, etc.). Three changes were proposed: [1] The requirements to provide limited-scope dental and limited-scope vision benefits were modified so that a premium is no longer required for the benefits to be excepted.... [2] A new type of excepted benefit is permitted, called 'wraparound coverage', meant to wrap around non-grandfathered individual health coverage.... [3] Employee assistance programs were also specifically added as a type of excepted benefit."

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