"If you are considering rolling over money from an employer plan into an IRA -- or if you have been in contact with a financial professional to do so -- follow these tips to decide whether an IRA rollover is right for you. Evaluate your transfer options.... Minimize taxes by rolling Roth to Roth and traditional to traditional.... Think twice before you do an indirect rollover.... Be wary of 'Free' or 'No Fee' claims.... Realize that conflicts of interest exist."  MORE >>