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Understanding Small Business Insurance Exchanges
Robert Wood Johnson Foundation 
Feb. 6, 2014
"To be successful, SHOP exchanges need to attract sufficient participation among small businesses to establish a broad, stable risk pool and to be self-sustaining. To this end, they will need to demonstrate value by relieving employers of some administrative burdens and, more important, by moderating cost increases. States will also need to ensure that there is a level playing field in terms of regulations and premium rating for plans sold both inside and outside of the exchange." [Updated Feb. 2014; originally published Feb. 2012]
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