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Obama's 'MyRA' Plan Is a Start, But It Won't Save Retirement
Michelle Singletary in The Washington Post; subscription may be required 
[Opinion] Feb. 7, 2014
"I'm concerned that folks may think that saving $5, $10 or even $20 every paycheck will be enough even over 30 years. It won't be. If workers get used to saving small amounts of money, they may not stretch themselves to do more. They may fall victim to the set-it-and-forget-it syndrome. I'm also troubled about the low returns on the Government Securities Investment Fund. Yes, it's safe. But your investment dollars have to at least keep pace with inflation. If you want to earn a higher return, you have to take some risk with your investments."
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